TERMS OF SERVICE

I understand and agree that Illinois Housing Development Authority is not a law firm, mortgage broker, or an attorney and may not perform services performed by an attorney or broker. Rather, I am representing myself in this legal matter. No attorney-client relationship or privilege is created with Illinois Housing Development Authority. If, prior to my access of any Illinois Housing Development Authority products and or services, I believe that Illinois Housing Development Authority gave me any legal advice, opinion or recommendation about my legal rights, remedies, defenses, options, selection of forms or strategies, I will not proceed with the use, and any relationship with Illinois Housing Development Authority will be null and void. Illinois Housing Development Authority exists solely within the State of Illinois. I agree that regardless of where I reside or where my browser is physically located, my viewing and use of Illinois Housing Development Authority occurs solely within the State of Illinois, and that all content and services shall be deemed to be served from, and performed wholly within, Illinois, as if I had physically traveled there to obtain such service. I agree that Illinois law shall govern any disputes arising from my use of this website, and that the courts of the State of Illinois, shall have exclusive jurisdiction over any disputes. I understand that Illinois Housing Development Authority's review of my answers is limited to completeness, spelling and grammar, and for internal consistency of names, addresses and the like. I will read the final document(s) before signing it and agree to be solely responsible for the final document(s). I will hold Illinois Housing Development Authority and its agents harmless. If there is liability found on the part of Illinois Housing Development Authority, under no circumstances will there be consequential or punitive damages. I have read and understand the following: No county clerk or governmental authority has evaluated or approved Illinois Housing Development Authority’s knowledge or experience, or the quality of Illinois Housing Development Authority’s products or services. Illinois Housing Development Authority is not permitted to engage in the practice of law, including providing any kind of advice, explanation, opinion or recommendation to a consumer about possible legal rights, remedies, defenses, options, selection of forms or strategies. My access grants me a limited license to Illinois Housing Development Authority's software to create my Mortgage Assistance Package. Abandoned orders will result in cancellation and not be considered as non-performance on behalf of Illinois Housing Development Authority as commitment to service this order. In exchange for full acceptance of the terms of service for the product designated as software to create my Mortgage Assistance Package, Illinois Housing Development Authority grants the customer a limited right to access the software provided. This product is limited to the use of the homeowner only, and sharing will cause for an immediate termination. This access right will be in place for up to 180 days following the day the customer accesses any Illinois Housing Development Authority products and or services. If the access period lapses without completion of the product applications, Illinois Housing Development Authority has no further obligation to the customer, including but not limited to providing access to the product. This section is subject to all other provisions of the terms and conditions, including but not limited to the “WARRANTY" section of the Illinois Housing Development Authority Terms of Use.

If I do not agree to all of these terms, I will immediately cease my use of this Site.

DISCLAIMERS

Homeowner Options Disclaimer - The information provided on this site is not intended to provide or be a substitute for specific individualized accounting, tax, legal, business, or investment planning advice. Where specific advice is necessary or appropriate, Illinois Housing Development Authority recommends consultation with a qualified tax advisor, CPA, Financial Planner or Attorney. The information provided herein is for general informational purposes only and should not be considered an individualized recommendation, personalized investment advice or an endorsement by Illinois Housing Development Authority. The information presented is obtained from what are considered reliable sources; however, its accuracy, completeness or reliability cannot be guaranteed and therefore should not be relied upon as such. Illinois Housing Development Authority accepts no liability for any direct or consequential loss arising from any use of this information.

Purchase Disclaimer - Illinois Housing Development Authority does not guarantee success and only represents that this product may be of help in receiving success in obtaining Mortgage Assistance. The information provided on this site is not intended to provide or be a substitute for specific individualized accounting, tax, legal, business, or investment planning advice. Where specific advice is necessary or appropriate, Illinois Housing Development Authority recommends consultation with a qualified tax advisor, CPA, Financial Planner or Attorney. The information provided herein is for general informational purposes only and should not be considered an individualized recommendation, personalized investment advice or an endorsement by Illinois Housing Development Authority. The information presented is obtained from what are considered reliable sources; however, its accuracy, completeness or reliability cannot be guaranteed and therefore should not be relied upon as such. Illinois Housing Development Authority accepts no liability for any direct or consequential loss arising from any use of this information.

Value Disclaimer - The estimated home value is not an appraisal and you won't be able to use it in place of an appraisal. It is a computer-generated estimate of the worth of a house today, given the data we have available. Our data sources may be incomplete or incorrect. Remember, this estimated home value is a starting point and does not consider all the market intricacies that can determine the actual price a house will sell for. The data and valuations are provided AS IS without warranty or guarantee of any kind, either express or implied, including without limitation, any warranties of merchantability or fitness for a particular purpose. The existence of the subject property and the accuracy of the valuations are estimated based on available data and do not constitute an appraisal of the subject property and should not be relied upon in lieu of underwriting or an appraisal.

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